Trusts: control and protection, done properly.
Used in the right way, a trust is a genuinely useful thing. It can protect family wealth, look after people who need extra care, and pass things on tax-efficiently. We'll tell you honestly whether one's right for you.
Book a chat about trustsWhy people use them
A useful tool — in the right circumstances.
A trust isn't a one-size-fits-all answer — it depends entirely on your circumstances. But here's why people set them up.
Control
Keep a guiding hand on how and when assets are used.
Protecting family wealth
Help keep money in the family and away from risks like relationship breakdowns or creditors.
Looking after younger or vulnerable people
Create a safe, managed environment for beneficiaries who need extra support.
The "Bank of Mum and Dad," safely
A robust way to help children and grandchildren without simply handing over a lump sum.
Certainty over who benefits
Decide clearly who can — and can't — benefit from what you've built.
Passing wealth across generations
Part of a sensible, tax-efficient plan for moving wealth down the family.
How a trust is built
Every trust has three parts.
Keep scrolling — each part highlights in turn as you move down the page.
The trustees
The people who look after the trust. Choosing the right ones is half the battle — get that right and a trust runs smoothly. You can be a trustee yourself.
The beneficiaries
The people who can benefit. That might be a spouse or partner, children, grandchildren, nieces and nephews, or charity. Trusts are useful because you can name a group of potential beneficiaries and leave the finer decisions for later.
The assets
What the trust holds. Legally, that can be almost anything — cash, investments, property, shares, a family business, and more. We'll advise on what suits.
Good to know
Straight answers.
Are trusts a way to dodge tax?
No — and be wary of anyone who says otherwise. Trusts don't make tax magically disappear. What they can do, used properly, is form part of sensible estate planning — sometimes helping with inheritance tax, income tax or capital gains tax along the way.
Do they need looking after?
Yes. Trusts come with rules, registration and reporting, and there are tax points to keep an eye on — like the charge that can arise every ten years. We handle all of that and keep it simple for you.
Find out if a trust is right for you.
A quick, honest chat is the best place to start.